Fort Worth · Tarrant County · North Texas
Commercial Insurance in Fort Worth, TX
Protect the business you've built. Commercial coverage tailored to Texas small businesses and owner-operators.
What is commercial insurance?
Running a business in Texas means real risk — customer injuries, property damage, employee incidents, and vehicles on the road every day. The right commercial policy keeps one bad day from ending everything you've built.
We help Fort Worth and statewide business owners compare commercial insurance across carriers and put together a package that fits your industry, size, and budget.
What this covers
Coverage options for commercial insurance
Every policy is built from a mix of the pieces below. We'll help you decide which you need — and which you don't.
General liability
Protects your business from third-party bodily injury, property damage, and advertising injury claims.
Business owners policy (BOP)
Bundles general liability with commercial property coverage for small and mid-size businesses at a better rate.
Commercial property
Covers your building, equipment, inventory, and contents against fire, theft, wind, and more.
Commercial auto
Vehicles owned by the business — trucks, vans, and fleet — plus hired and non-owned auto coverage.
Workers' compensation
Covers medical bills and lost wages when an employee is injured on the job.
Professional liability (E&O)
Protects service providers from claims of negligence, mistakes, or failure to deliver professional services.
Cyber liability
Coverage for data breaches, ransomware, and cyber incidents — critical for any business handling customer data.
Umbrella / excess liability
Extra layers of liability protection above your primary commercial policies.
Who it's for
Is commercial insurance right for you?
A contractor or trades business needing general liability, tools, and commercial auto.
A Fort Worth retail shop or restaurant looking for a business owners policy (BOP).
A professional services firm (consulting, accounting, real estate) needing E&O coverage.
A growing small business hiring its first employees and needing workers' comp.
Good to know
What commercial insurance typically doesn't cover
No surprises at claim time. Here are the common exclusions and Texas-specific things to know before you buy.
- Employee dishonesty and theft usually require a separate crime or bond policy.
- Cyber events and data breaches require a dedicated cyber liability policy.
- Professional mistakes are excluded from general liability — that's what E&O covers.
- Flood and earth movement need separate policies, same as personal lines.
Optional add-ons
Endorsements to consider
Small additions that make a big difference at claim time. We'll walk through which ones are worth it for you.
Why independent
We shop multiple carriers so you don't have to.
Captive agents can only sell one company's product. As an independent-style agency, we compare commercial insurance across trusted carriers, find the best fit for your situation, and stay your single point of contact for the life of the policy.
- Multiple carriers, one honest recommendation.
- One point of contact for quotes, changes, and claims.
- Local Fort Worth agency — licensed to serve all of Texas.
How it works
Three simple steps to real coverage
1. Request a quote
Fill out the short form or call. A few basics is all we need to get started.
2. We shop it
We compare commercial insurance across multiple carriers and bring you the best options.
3. You choose
No pressure. Pick the coverage and price that fit — we handle the paperwork.
Why a local agent
A real person for your commercial insurance — right here in Fort Worth.
North Star Insurance Group is a Fort Worth agency licensed to serve all of Texas — Tarrant, Dallas, Collin, Denton, Hunt, and Rockwall counties and every community statewide. We treat every policy like it belongs to a neighbor.
- We take time to understand how your business actually operates before recommending coverage.
- Licensed to serve businesses all across Texas — from Fort Worth to Houston to the Panhandle.
- We shop multiple commercial carriers so your rate reflects the market.
- One local point of contact for certificates of insurance, renewals, and claims.
FAQ
Common commercial insurance questions
Ready for a real quote on commercial insurance?
No pressure, no jargon. Fill out the form or call — you'll usually hear back within one business day.
North Star Insurance Group
5751 Kroger Dr, Suite 28019
Fort Worth, TX 76244
Monday–Friday, 8:30 AM – 5:30 PM · Saturday by appointment only
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Learn more →Get your free commercial insurance quote
Serving DFW and all of Texas.